💳 100% Free Tool

Credit Card ValidatorCheck Numbers with Luhn Algorithm

Validate any credit or debit card number. Identify the brand and verify number integrity. 100% secure and private.

Luhn Algorithm
Instant Validation

US flagCredit Card Validator

Validate any card number using the Luhn algorithm. Identify Visa, Mastercard, Amex and more.

Format: XXXX XXXX XXXX XXXX (with spaces) or XXXXXXXXXXXXXXXX (without spaces)

Test Examples:

4539 1488 0343 6467Visa
5425 2334 3010 9903Mastercard
3782 822463 10005American Express
6011 1111 1111 1117Discover

⚠️ These test numbers are valid according to Luhn algorithm but are not real cards

What is Card Validation?

Card validation uses the Luhn algorithm, a mathematical formula to verify the integrity of identification numbers, created by Hans Peter Luhn of IBM in 1954.

Luhn Algorithm:

  1. Double every second digit from the right
  2. If the result is greater than 9, sum the digits
  3. Sum all digits (modified and original)
  4. If the total is a multiple of 10, the number is valid

Supported Brands:

Common Cards:
  • Visa (starts with 4)
  • Mastercard (51-55, 2221-2720)
  • American Express (34, 37)
  • Discover (6011, 65)
Other Brands:
  • Diners Club (36, 38)
  • JCB (35)
  • China UnionPay (62)
  • And more international brands

What does this tool validate?

  • ✅ Number format (13-19 digits)
  • ✅ Luhn verification algorithm
  • ✅ Brand identification by BIN
  • ✅ Valid mathematical structure
  • ❌ Does not verify funds or available balance
  • ❌ Does not confirm if the card is active

Important:

This tool only validates the mathematical structure of the card number using the Luhn algorithm. It does not verify if the card is active, has funds, is blocked, or belongs to a specific person. For real transactions, always consult your payment processor.

Why use our Card Validator?

The most complete tool to validate card numbers with mathematical precision

Luhn Algorithm

Precise mathematical validation using the financial industry standard.

100% Secure

We do not store sensitive data. Local validation without database connection.

Brand Identification

Automatically recognizes Visa, Mastercard, American Express, Discover and more.

Supported Card Brands

We validate all major card brands worldwide

V

Visa

The most widely accepted payment network worldwide with prefix 4.

MC

Mastercard

Global network with ranges 51-55 and 2221-2720.

AX

American Express

Premium cards with 15 digits and prefixes 34, 37.

D

Discover

US network with prefixes 6011 and 65.

JCB

JCB

Japanese card with prefix 35 and global acceptance.

UP

UnionPay

World's largest network with prefix 62.

Need to validate other financial documents?

We also offer validators for bank accounts and tax documents

Free Credit Card Validator | Check Number with Luhn Algorithm | ValidaCuenta Blog